What are chapters using for payment options? For merchandise, memberships and training? I was advised by a FF on my FD that we should avoid using Venmo. He said Venmo is mainly for transactions from person to person and would not be good for tracking of any type of tax reasons. We use PayPal for most things, but it is so damn expensive. Any advise or discussions would be great. Thanks V.Schwartz Northland FOOLS